Palencia North is just a short drive away from St. Augustine, 

Not only are Lennar mortgages rates in Palencia at rock bottom, HOA fees are lower than you would find in communities with much less to offer. 
  First, the great rates: Just 3.75% Fixed 30 years for FHA or VA mortgages, and 3.99% fixed for a 30-year conventional loan. All the closing costs associated with the loans include a “buy down” rate from Lennar. This means that Lennar will pay the points. Required to get the rate down from current market rate to the lower 3.75% or 3.99%.
  Several casual and fine dining options at Palencia.    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ What Does “Buy Down” Rate Mean? 
  …